Travel Health Insurance: A Crucial Step for a Smooth Trip
Planning a trip is undoubtedly filled with excitement and anticipation. You eagerly await exploring new destinations, immersing yourself in different cultures, and creating unforgettable memories. However, amidst this excitement, it’s crucial to be prepared for any unforeseen health issues that might arise during your travels. This is where travel health insurance steps in.
Travel health insurance is a type of insurance that safeguards you and your family against unexpected health problems and urgent medical expenses during your overseas trips. Covering a wide range of situations, including sudden illnesses, accidents, emergency evacuations, and dental treatments, travel health insurance ensures peace of mind throughout your journey.
Why is Travel Health Insurance Important?
- Protection against High Medical Costs: Medical expenses abroad can be exorbitant. Travel health insurance bears these costs, allowing you to receive treatment without facing financial strain.
- Prompt Assistance in Emergencies: Travel health insurance provides 24/7 support in case of emergencies. Your insurance company will assist you with emergency evacuations, ambulance services, and necessary medical interventions.
- Visa Requirements: For many countries, travel health insurance is mandatory for visa applications. Schengen visa, US visa, and Canadian visa are among the visa types that require travel health insurance as part of the application process.
- Peace of Mind Travel: Having travel health insurance allows you to travel with peace of mind, knowing that you’ll receive the necessary support should any health issues arise. This, in turn, enhances your overall travel experience.
Factors to Consider When Choosing Travel Health Insurance:
- Coverage Suitable for Your Travel Plan: When selecting travel health insurance, consider your destination country, the duration of your trip, and the activities you plan to engage in. Opting for comprehensive coverage ensures protection against a wide range of health concerns.
- Insurance Premium: Different insurance companies offer varying premiums. Compare quotes and make an informed decision based on the coverage provided, not just the price.
- Insurance Company’s Reputability: Research the insurance company’s network of hospitals abroad and their emergency response procedures.
Travel health insurance is an essential step towards a safe and enjoyable travel experience. By choosing the right insurance and understanding the coverage, you can rest assured that you’ll have the necessary support should any health concerns arise during your trip.
What can happen during the trip in another country?
- Fracture, sprain, bruise
- Food poisoning
- Calling a doctor or ambulance
- Lost luggage
- Flight cancellation
- Forced observation 14 days
Travel Health Insurance Types:
- Basic type: The policy covers medical and transportation costs. Suitable for lovers of light loads: running, swimming, fitness, cave tours
- Active type: Provides “Quiet rest” and covers moped, water park, attractions, horse and bicycle rides, surfing, jeep safaris, snowboarding, downhill skiing on marked tracks
- Extreme type: Provides “Active rest”. Suitable for extreme sports lover: freeride, kiting, rafting, base jumping and extreme cycling (road, mountain cycling, bicycle motocross, bicycle track, bicycle trial)
Buy travel insurance that suits your preference online now at a discount. Your insurance policy will be sent by e-mail within 2-3 minutes.
